As we grow older, we start to realize the importance of planning for our future. One way to ensure that we and our loved ones are financially secure in the event of our passing is by investing in pre-need insurance.

As you approach retirement, it’s critical to consider investment options that will provide you with the financial stability you need.

As we age, it’s essential to take care of our health to ensure a happy and healthy life.

As we age, retirement becomes a more pressing issue. While many seniors may have saved a significant amount of money over the course of their lifetime, it can be difficult to determine the best way to manage those savings to ensure a comfortable retirement.

We understand that investing for retirement can be daunting, and there are many options available in the market.

Buying a home is a significant investment and an exciting milestone in anyone’s life, especially for first-time homeowners. However, owning a home comes with financial responsibilities that can impact a family’s financial stability in the long run.

Well, that depends on the level of risk you present to the insurance carrier. Life Insurance premium is the predetermined dollar amount that you pay the insurance carrier in exchange for a death benefit.

Life insurance carriers offer a variety of products to accommodate different needs and risk classes. Each type of product offered has different risks, as does each individual policy issued.

You may be surprised to hear, but the answer to that is YES, you can! Many people believe that based on the severity of their medical issues, they have little to no chance of qualifying life insurance.

A beneficiary is a person or entity designated by the policy owner to whom the proceeds of the policy are paid upon the insured’s death.

Term Life Insurance is a contract between the insurance carrier and you, the policy owner, that states that they will pay a death benefit to the insured’s beneficiary in exchange for a premium payment – during a specified time frame, hence the word Term.

Being vested from day one means you won’t have to count down the months until you have 100% commission ownership. The term “vested” is often used in describing employer-sponsored retirement plans and how many years it takes for the employee to retain ownership.