Life Insurance Benefit Program for Sam’s Club & Walmart Optical Team
You work hard helping others see clearly — now it’s your turn to gain clarity with your life insurance & ensure your family’s protection and peace-of-mind.
This program is provided to Sam’s Club & Walmart independent Optical teams as a free & voluntary value added service.
What’s included?
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One-on-one time to explore your needs and goals. This can be done via Zoom, phone or in person.
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Already have life insurance? Let’s make sure it still fits your life and you’re not overpaying.
Is your policy used as an investment, traditional life, term or you don’t know?
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Add a supplemental benefit or secondary plan to enhance your insurance portfolio.
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Learn the differences and benefits of the 3 types of policies.
Why this matters?
Protect your income and give your family peace-of-mind by learning what’s available to you.
You could be overpaying for your current policy.
Your life situation might have changed — your coverage should reflect that.
Unbiased review from a broker who works for you, not the insurance companies.
What is the best Insurance for me?
There are several types of Life Insurance offered by many different carriers. Unfortunately, not all Life Insurance is created equally, and there are many factors that can determine the value of a Life Insurance policy. It can be quite overwhelming sifting through each type of Life Insurance product offered by hundreds of carriers.
How do you know whether you’re getting the best plan for your needs now, and in the future, to best protect your family? How do you know that the premiums are competitive?
The most common differences in types of policies are the amount of benefit offered, the premium payment, and the length of the policy, and whether the policy is permanent or temporary.
Types of Life Insurance
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Term Life Insurance provides financial protection for a temporary period of time, or a "term". The premiums are paid for the entire term (up to 30 years) but are not always guaranteed.
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Ordinary or Traditional Whole Life Insurance provides coverage over the entire lifetime of the insured.
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Universal life, also referred to as adjustable or variable life, include investment features designed to increase the cash value of a policy. Although they have flexibility, they are not permanent.
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Final Expense or Burial Insurance is a type of Whole Life Insurance that is designed to offset the funeral costs and provide legacy gifts for your loved ones when you pass.
Why take advantage of a Policy Review??
Testimonials from our clients on how our FREE policy reviews put money in their pocket and opened their eyes to vulnerabilities in their policy.